Working Capital Financing →
Explore financing for day-to-day expenses like payroll, inventory and seasonal cash-flow gaps.
FINANCING SOLUTIONS
Small business funding options
Start with what the money needs to do for your business. Explore financing categories, what to have ready and what to ask before accepting an offer. TZM Financial provides guidance and referrals; applications open through ROK Financial.
Business Term Loans →
Explore a lump sum of business funding for a defined project, with repayment over an agreed term.
Business Lines of Credit →
Explore access to available credit for recurring expenses or short-term cash-flow gaps.
SBA Loans for Small Businesses →
Explore SBA-backed financing through ROK Financial for eligible business uses.
Equipment Loans and Financing →
Explore loans and leases for business equipment such as machinery, vehicles and restaurant equipment.
Accounts Receivable Financing and Factoring →
Explore ways to access cash tied up in eligible unpaid business invoices.
Commercial Real Estate Financing →
Explore financing to purchase, refinance or improve eligible commercial property.
Fix-and-Flip Financing →
Explore financing for buying and renovating an investment property you plan to resell.
Inventory Financing →
Explore financing for seasonal stock, replenishment or other planned inventory purchases.
Purchase Order Financing →
Explore funding to help pay suppliers so you can fulfill eligible customer purchase orders.
Funding questions for Three Rivers and southwest Michigan business owners
If you run a restaurant and need to replace a cooler before the busy season, start with the equipment quote and installation date. If you run a contracting business and pay for materials before customers pay you, compare a line of credit with a one-time working capital option.
Tell TZM Financial what you need to fund, how much it will cost and when you need it. You can start the conversation online and apply through ROK Financial.
Looking for home equity financing instead? Explore a Home Equity Line of Credit (HELOC) →